SectoralBenchmark: Nifty 500

Nifty Housing Finance

Total Return Index · Available history 02-04-2018 to 28-10-2026 · 2,126 observations

Launch date: 15-06-2026. 95.6% of this index's trading days are NSE's pre-launch backtest (marked BT, shaded on the charts). Backtests can benefit from hindsight; post-launch index returns are still not fund returns. Source: Curated catalog launch_date (not independently reverified).

BT = Backtested history by NSE— = not enough history

Nifty Housing Finance and Nifty 500 on the same 2,126 observed dates, 02-04-2018 – 28-10-2026.

CAGR: -3.5%BT; Nifty 500: 12.0%
Annualized volatility: 27.1%BT; Nifty 500: 16.8%
Max drawdown: -71.9%BT; Nifty 500: -38.1%
Sharpe: -0.18BT; Nifty 500: 0.48
Sortino: -0.24BT; Nifty 500: 0.64
Median rolling 5Y CAGR: 3.3%BT; Nifty 500: 17.6%

Drawdown and recovery

Full history of Nifty Housing Finance, 02-04-2018 – 28-10-2026. A drawdown is the fall from the highest close before it.

BT = Backtested history by NSE— = not enough history

Current drawdown

-31.6%

High on 06-08-2018

Gain needed to recover

46.2%

From the latest close back to the high

Time below high

8y 3m

Since the last high

Worst decline

-71.9%

06-08-2018 to 24-03-2020; not yet recoveredBT

Longest time below a high

8y 3m

06-08-2018 to still belowBT

Time spent below a high

99.6%

1 decline of 20% or more

Outcomes by holding period

Every rolling window in the full history, ending on each trading day. Windows overlap, so this describes the past rather than predicting the future.

BT = Backtested history by NSE— = not enough history

Held for	Lost money	Median CAGR	Worst CAGR	Best CAGR	Windows
1 year	56.5%	-3.3%	-62.2%	116.0%	1,877
3 years	29.0%	6.2%	-17.6%	20.9%	1,378
5 years	24.5%	3.3%	-13.0%	21.8%	885
7 years	45.0%	0.3%	-4.2%	6.0%	389
10 years	—	—	—	—	—

Lost money: share of windows with a negative annualized return.

Versus Nifty 500

On the shared dates 02-04-2018 – 28-10-2026, using month-end returns for capture.

BT = Backtested history by NSE— = not enough history

Upside capture

103.1%

Average of 63 months Nifty 500 rose

Downside capture

174.8%

Average of 39 months Nifty 500 fell; lower is better

Months ahead

43.1%

Beat Nifty 500 in this share of 102 months

Longest stretch behind

8y 6m

Relative wealth below its high, 18-04-2018 to still behind

Now 73.0% behind its best point relative to Nifty 500, for 8y 6m. Relative wealth was below an earlier peak on 99.7% of shared trading days.

Backtest Hero? · vs its own history

15-06-2026 – 28-10-2026 · 4 months 13 days. Compared with 1,936 equal-length periods from the pre-launch backtest.

Open full analysis

Total return

-12.3%

Historical percentile 22.2median 0.4%

Volatility

16.7%

Historical percentile 8.9median 24.9%

Max drawdown

-17.4%

Historical percentile 33.8median -14.7%

Growth of 100

On 2,126 shared dates from 02-04-2018: 100 became 73 vs 264 in Nifty 500. Shaded: backtested history before launch.

Drawdown

Percentage decline from the previous peak.

Rolling 3Y CAGR

Calendar-anniversary rolling annualized return. Shared input history starts 02-04-2018; the first plotted rolling-return observation is 09-04-2021, after a complete 3Y-year window.

Rolling 1-year volatility

Up to 252 daily observations, minimum 126, annualized. First plotted observation: 05-10-2018.

Calendar-year returns

Nifty Housing Finance vs Nifty 500; the difference is in percentage points (pp). Incomplete historical years are labeled (partial); the ongoing year is labeled (YTD). Hover a year for its actual dates.

Year	Nifty Housing Finance	Nifty 500	Difference
2026 (YTD)	-8.8%	-8.2%	-0.6 pp
2025	-2.1%	+7.8%	-9.8 pp
2024	+3.4%	+16.2%	-12.9 pp
2023	+26.2%	+26.9%	-0.7 pp
2022	-8.8%	+4.2%	-13.1 pp
2021	+16.5%	+31.6%	-15.0 pp
2020	-6.1%	+17.9%	-24.0 pp
2019	-24.3%	+9.0%	-33.2 pp
2018 (partial)	-16.5%	+2.6%	-19.1 pp