SectoralBenchmark: Nifty 500

Nifty Insurance

Total Return Index · Available history 27-09-2019 to 28-10-2026 · 1,758 observations

Launch date: 15-06-2026. 94.7% of this index's trading days are NSE's pre-launch backtest (marked BT, shaded on the charts). Backtests can benefit from hindsight; post-launch index returns are still not fund returns. Source: Curated catalog launch_date (not independently reverified).

BT = Backtested history by NSE— = not enough history

Nifty Insurance and Nifty 500 on the same 1,758 observed dates, 27-09-2019 – 28-10-2026.

CAGR: 8.1%BT; Nifty 500: 13.7%
Annualized volatility: 22.6%BT; Nifty 500: 17.3%
Max drawdown: -47.5%BT; Nifty 500: -38.1%
Sharpe: 0.25BT; Nifty 500: 0.56
Sortino: 0.34BT; Nifty 500: 0.74
Median rolling 5Y CAGR: 12.8%BT; Nifty 500: 18.2%

Drawdown and recovery

Full history of Nifty Insurance, 27-09-2019 – 28-10-2026. A drawdown is the fall from the highest close before it.

BT = Backtested history by NSE— = not enough history

Current drawdown

-23.2%

High on 23-02-2026

Gain needed to recover

30.1%

From the latest close back to the high

Time below high

Since the last high

Worst decline

-47.5%

16-01-2020 to 23-03-2020; recovered 28-12-2020 (11m after the high)BT

Longest time below a high

24-09-2021 to 11-09-2023BT

Time spent below a high

94.3%

4 declines of 20% or more

Outcomes by holding period

Every rolling window in the full history, ending on each trading day. Windows overlap, so this describes the past rather than predicting the future.

BT = Backtested history by NSE— = not enough history

Held for	Lost money	Median CAGR	Worst CAGR	Best CAGR	Windows
1 year	30.7%	12.0%	-19.8%	97.8%	1,509
3 years	0.0%	13.8%	3.3%	27.5%	1,010
5 years	0.0%	12.8%	2.4%	25.4%	516
7 years	0.0%	8.7%	6.8%	9.2%	21
10 years	—	—	—	—	—

Lost money: share of windows with a negative annualized return.

Versus Nifty 500

On the shared dates 27-09-2019 – 28-10-2026, using month-end returns for capture.

BT = Backtested history by NSE— = not enough history

Upside capture

94.8%

Average of 55 months Nifty 500 rose

Downside capture

115.5%

Average of 30 months Nifty 500 fell; lower is better

Months ahead

44.7%

Beat Nifty 500 in this share of 85 months

Longest stretch behind

6y 11m

Relative wealth below its high, 14-11-2019 to still behind

Now 35.7% behind its best point relative to Nifty 500, for 6y 11m. Relative wealth was below an earlier peak on 99.3% of shared trading days.

Backtest Hero? · vs its own history

15-06-2026 – 28-10-2026 · 4 months 13 days. Compared with 1,572 equal-length periods from the pre-launch backtest.

Open full analysis

Total return

-10.8%

Historical percentile 14.9median 5.7%

Volatility

17.1%

Historical percentile 30.4median 18.8%

Max drawdown

-15.2%

Historical percentile 24.3median -9.1%

Growth of 100

On 1,758 shared dates from 27-09-2019: 100 became 174 vs 248 in Nifty 500. Shaded: backtested history before launch.

Drawdown

Percentage decline from the previous peak.

Rolling 3Y CAGR

Calendar-anniversary rolling annualized return. Shared input history starts 27-09-2019; the first plotted rolling-return observation is 30-09-2022, after a complete 3Y-year window.

Rolling 1-year volatility

Up to 252 daily observations, minimum 126, annualized. First plotted observation: 03-04-2020.

Calendar-year returns

Nifty Insurance vs Nifty 500; the difference is in percentage points (pp). Incomplete historical years are labeled (partial); the ongoing year is labeled (YTD). Hover a year for its actual dates.

Year	Nifty Insurance	Nifty 500	Difference
2026 (YTD)	-21.3%	-8.2%	-13.0 pp
2025	+19.5%	+7.8%	+11.8 pp
2024	+10.1%	+16.2%	-6.1 pp
2023	+21.7%	+26.9%	-5.2 pp
2022	-4.4%	+4.2%	-8.7 pp
2021	+24.7%	+31.6%	-6.9 pp
2020	+3.4%	+17.9%	-14.5 pp
2019 (partial)	+11.6%	+5.3%	+6.3 pp